How I Found a Surprisingly Good Plan
By Paul Downs
I've written four posts on health insurance recently, and there are more to come. I have been trying to get a sense of what I am buying, of how many options I have to consider, of how much it will cost and of how I can explain my choices to my workers. This has been extraordinarily complex.
I wrote the first two posts in this series a couple of weeks ago, and since then I have turned up a lot more useful information. This installment will be about how I found out how many plans I can choose among. The next one will be about what they will cost.
You would think that it would be a simple question: How many plans do I, a small-business owner, actually have to choose from? Are we talking tens? Hundreds? Thousands? The answer, I found, was about a hundred. If you don't want the details, skip to the bottom of the post and you will find my recommendations as to what to look for. But the saga is kind of interesting, and it says something about how difficult it is to understand the insurance market.