State Guide to COBRA Supplemental Requirements
By Danielle Capilla, Chief Compliance Officer for United Benefit Advisors
The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a federal requirement of group health plans to provide COBRA continuation coverage to participants who lose coverage due to a qualifying event, when the employer had 20 or more full time employees. Over the years, many states enacted additional requirements similar to COBRA, either for small employers, or in addition to the federal COBRA requirements. UBA has created a chart to outline each state’s specific continuation laws. For a sampling of the types of laws employers need to be aware of, consider these seven states (and view our full Compliance Advisor with the detail on all 50 states)
For the specifics on all 50 states plus the District of Columbia, view UBA’s free Compliance Advisor, “State Guide to COBRA Supplemental Requirements”.